This another good reason not to let a cashier toss your zero balance Visa card. If you use your GGF FiveBackGift Visa at one of the 50 or so merchant partners of FiveBackGift​.​com you earn a 5% reward that is credited back to your Visa as a Promotional Load. We already have an article in the Tips section of our website that explains the occasional Promotional Load that shows up in your Visa’s transaction history. Click, tap, or touch here to read the tip on our website.